> ## Documentation Index
> Fetch the complete documentation index at: https://developer.nomba.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment Methods

> Explore all supported payment methods in Nomba Checkout

Nomba Checkout supports multiple ways for your customers to complete payments.\
Each method is secure, reliable, and designed to give you flexibility when accepting payments.

<CardGroup cols={2}>
  <Card title="Nomba QR" icon="qrcode" href="#nomba-qr">
    Customers can scan a QR code to complete payments instantly.\
    Instant settlement
  </Card>

  <Card title="Bank Transfer" icon="building-columns" href="#bank-transfer">
    Customers can pay directly from their bank account.\
    Instant settlement\
    Supports recurring billing
  </Card>

  <Card title="Buy Now, Pay Later" icon="calendar-check" href="#buy-now-pay-later">
    Customers split their payment into installments.\
    Useful for larger purchases or flexible payment plans.
  </Card>

  <Card title="Card Payments" icon="credit-card" href="#card-payments">
    Accept local and international cards, including Apple Pay where supported.\
    Can be combined with tokenization for recurring subscriptions.
  </Card>

  <Card title="Mobile Money" icon="mobile-screen" href="#mobile-money">
    Accept DRC mobile money payments from supported networks such as M-Pesa, Airtel Money, and Orange Money.
  </Card>

  <Card title="USSD" icon="hashtag" href="#ussd">
    Customers pay via USSD short codes provided by their bank.\
    A reliable method for users without access to cards or internet banking.
  </Card>
</CardGroup>

***

## Nomba QR

QR codes generated at checkout allow customers to scan and pay instantly.\
This method supports **instant settlement** and can also be used for **recurring payments**.

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## Bank Transfer

Customers can complete transactions by transferring funds directly into your Nomba account.\
Funds are settled instantly, and transfers can also support recurring setups.

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## Buy Now, Pay Later

Enable flexible payments by allowing customers to split the total amount into scheduled installments.\
This improves affordability and increases conversion for high-value purchases.

***

## Card Payments

Checkout supports different card experiences depending on your account, currency, and region:

| Method             | Description                                                                |
| ------------------ | -------------------------------------------------------------------------- |
| Card               | Mastercard, Visa, and Verve debit/credit cards                             |
| International Card | Cross-border card acceptance for supported foreign-currency checkout flows |
| Apple Pay          | Apple Pay on supported Apple devices                                       |

For recurring or subscription billing, you can enable **card tokenization** where applicable.

***

## Mobile Money

Mobile Money is available for supported DRC checkout flows.\
Use it to collect payments from customers on supported networks such as **M-Pesa**, **Airtel Money**, and **Orange Money**.

For DRC checkout:

| Method             | Description                                                                                    |
| ------------------ | ---------------------------------------------------------------------------------------------- |
| Mobile Money       | Customer approves payment from a supported mobile money wallet in both USD and CDF collections |
| Apple Pay          | Available for supported DRC USD checkout experiences                                           |
| International Card | Available for supported DRC USD checkout experiences                                           |

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## USSD

Offer customers the option to pay using their bank’s **USSD short code**.\
This method works on any mobile device and does not require internet access.

***