Overview
Webhooks allow your system to establish a communication channel with Nomba, usually via a public URL. When a payment event occurs on your account, Nomba will send a notification via this communication channel to notify you about this event. Nomba will send aPOSTrequest to the public webhook URL containing the details of the event and header strictly for verifying that the webhook event originated from the Nomba system.

Established webhook process flow
It is good to note that, you must subscribe for the event type you want to get
notified on.
Set up webhook event
To set up your webhooks, navigate to ‘Developer’ and click on ‘Webhook Setup’. On this page you can set a live or test webhook URL and signature key. When you add a webhook URL, you can subscribe for the event you want to get notified on.
Set up webhook on your dashboard
Kindly ensure that your webhook URL is publicly available.
Supported Events
-
Payment Success
payment_success: Triggered when a payment is successfully credited to your Nomba account, e.g., Card transactions, Virtual account payments or PayByTransfer. -
Payout Success
payout_success: Triggered when a payment is successfully debited from your account, e.g., funds transfer, bill payment. -
Payment Failed
payment_failed: Triggered when a proposed payment attempt fails. -
Payment Reversal
payment_reversal: Triggered when a payment is reversed from your account back to the customer’s account. -
Payout Failed
payout_failed: Triggered when a payout transaction fails to process successfully and is not completed. -
Payout Refund
payout_refund: Triggered when a payout is refunded back to your Nomba account.
Webhook headers
Every webhook notification from Nomba includes special headers and a payload that matches the content of all supported event types. These headers will help you verify and process the request to ensure that it’s coming from Nomba, as a public URL can be accessed by anyone, so it’s to verify that all webhooks are from Nomba before giving value to your customers. A typical webhook payload will come with the following Nomba-specific headers:nomba-signature: 0zzATkAuEta5kpKVCExReupW/XglCk/re51P4jiDJ9c=
nomba-sig-value: 0zzATkAuEta5kpKVCExReupW/XglCk/re51P4jiDJ9c=
nomba-signature-algorithm: HmacSHA256
nomba-signature-version: 1.0.0
nomba-timestamp: 2023-03-31T05:56:47Z
| Header | Description |
|---|---|
nomba-signature | A signature created using the signature key configured while creating the webhook on the Nomba dashboard |
nomba-signature-algorithm | The algorithm used to generate the signature. Value is always HmacSHA256 |
nomba-signature-version | The version of the signature used. Value is 1.0.0 at the moment. It will keep updating as the signing process updates |
nomba-timestamp | An RFC-3339 timestamp that identifies when the payload was sent. |
- The RFC-3339 format specifies that dates should be represented using the year, month, and day, separated by hyphens, followed by a “T” to separate the date from the time, and then the time represented in hours, minutes, and seconds, separated by colons, with an optional fractional second component. Example; 2022-01-01T15:45:22Z
- HTTP header names are case insensitive. Your client should convert all header names to a standardized lowercase or uppercase format before trying to determine the value of a header.
We recommend configuring the signature key while creating a webhook URL. While
this configuration is optional, it is important to configure the keys and
verify the signature of the payloads in order to prevent DDoS or
Man-in-the-Middle attacks.
Webhook payload
The content of the payload is a JSON object and it gives details about the event that has been triggered.| Field | Type | Description |
|---|---|---|
event_type | String | The event type that was triggered |
request_id | String (UUID) | A unique request identifier useful for tracking messages |
data | Object (JSON) | An object describing the details of the triggered event |
{
"event_type": "payment_success",
"requestId": "49e11b44-909b-4f83-82b4-9a83aXXXXXX",
"data": {
"merchant": {
"walletId": "693e907aad9ea59616XXXX",
"walletBalance": 539.4,
"userId": "613bb620-c8e5-45f6-9c00-XXXXXXXX"
},
"terminal": {},
"transaction": {
"aliasAccountNumber": "967913XXX",
"fee": 0.6,
"sessionId": "1000042602061021531516XXXXXX",
"type": "vact_transfer",
"transactionId": "API-VACT_TRA-613BB-eeae578a-cdd4-459c-8bd5-XXXXXX",
"aliasAccountName": "Peter/Peter Enterprise",
"responseCode": "",
"originatingFrom": "api",
"transactionAmount": 120,
"narration": "Transfer from JOHN GRASS",
"time": "2026-02-06T10:21:56Z",
"aliasAccountReference": "122320250916PM",
"aliasAccountType": "VIRTUAL"
},
"customer": {
"bankCode": "305",
"senderName": "JOHN GRASS",
"bankName": "Paycom (Opay)",
"accountNumber": "81689XXX"
}
}
}
{
"event_type": "payout_success",
"requestId": "76a7df87-4819-493c-90ee-XXXXXXX",
"data": {
"merchant": {
"walletId": "693e907aad9ea59XXXXX",
"walletBalance": 420,
"userId": "613bb620-c8e5-45f6-9c00-XXXXXXXX"
},
"terminal": {},
"transaction": {
"fee": 20,
"sessionId": "09FG260206111644XXXXXX",
"type": "transfer",
"transactionId": "API-TRANSFER-057A0-21e353c0-4168-4275-8355-XXXXXX",
"responseCode": "",
"originatingFrom": "api",
"merchantTxRef": "20260212130PM",
"transactionAmount": 50,
"narration": "For API Test ",
"time": "2026-02-06T10:16:30Z"
},
"customer": {
"bankCode": "011",
"senderName": "Peter Okins",
"recipientName": "JOHN GRASS",
"bankName": "First Bank of Nigeria",
"accountNumber": "31107XXXX"
}
}
}
{
"event_type": "payment_failed",
"requestId": "7b28d6d1-f91e-46c3-b312-89e9XXXXXXX",
"data": {
"merchant": {
"userId": "usr_71kd89e9XXXXXXX"
},
"terminal": {
"terminalLabel": "IKEJA MALL",
"terminalId": "3PLQXXX"
},
"transaction": {
"fee": 150,
"type": "purchase",
"transactionId": "POS-PURCHASE-71KD9-ae67-91fe-4b6a-a45b-689e9XXXXXXX",
"responseCodeMessage": "Insufficient Funds",
"rrn": "2510089e9XXXXXXX5",
"cardIssuer": "MASTERCARD",
"responseCode": "51",
"originatingFrom": "pos",
"terminalSerialNumber": "91230989e9XXXXXXX",
"cardBank": "058",
"transactionAmount": 25000,
"time": "2025-10-06T17:38:45Z"
},
"customer": {
"productId": "058",
"cardPan": "539983 **** **** 4297"
}
}
}
{
"event_type": "payout_refund",
"requestId": "062bbb0f-ecaa-481a-9ae5-12f73fXXXXXX",
"data": {
"merchant": {
"walletId": "67khagklfXXXXXX",
"walletBalance": 45000,
"userId": "e5e6987d-32ea-4d04-8c49-13fXXXXXX"
},
"terminal": {},
"transaction": {
"fee": 7,
"sessionId": "090645251008183142932001fXXXXXX",
"type": "transfer",
"transactionId": "API-TRANSFER-9772C-bf28b3d1-e18f-4ecd-a33c-4fXXXXXX",
"responseCode": "",
"originatingFrom": "api",
"merchantTxRef": "5TDL0CL7CP",
"transactionAmount": 45000,
"narration": "From Bidemi O",
"time": "2025-10-08T19:00:33Z"
},
"customer": {
"bankCode": "327",
"senderName": "Test",
"recipientName": "Test Technology Limited - MAKANJU FEMI",
"bankName": "Paga",
"accountNumber": "07937890XX"
}
}
}
Webhook signature verification
To make sure a webhook truly comes from Nomba and hasn’t been altered, each request we send includes a signature in the header. This signature is generated using your webhook payload and the secret key you set on your dashboard. On your end, verification is straightforward:- Re-create the signature : Use the same secret key and payload to generate a hash - HMAC signature.
- Compare signatures : Match your generated hash with the nomba-signature header we sent. If they’re the same, you can trust the webhook.
- GoLang
- Python
- Javascript
- Java
- C#
- php
CalculateHMAC.go
package main
import (
"crypto/hmac"
"crypto/sha256"
"encoding/base64"
"encoding/json"
"fmt"
"log"
"strings"
)
// --- Struct Definitions for JSON Mapping ---
type Payload struct {
EventType string `json:"event_type"`
RequestID string `json:"requestId"`
Data Data `json:"data"`
}
type Data struct {
Merchant Merchant `json:"merchant"`
Terminal map[string]interface{} `json:"terminal"`
Transaction Transaction `json:"transaction"`
Customer Customer `json:"customer"`
}
type Merchant struct {
WalletID string `json:"walletId"`
WalletBalance float64 `json:"walletBalance"`
UserID string `json:"userId"`
}
type Transaction struct {
AliasAccountNumber string `json:"aliasAccountNumber"`
Fee float64 `json:"fee"`
SessionID string `json:"sessionId"`
Type string `json:"type"`
TransactionID string `json:"transactionId"`
AliasAccountName string `json:"aliasAccountName"`
ResponseCode string `json:"responseCode"`
OriginatingFrom string `json:"originatingFrom"`
TransactionAmount float64 `json:"transactionAmount"`
Narration string `json:"narration"`
Time string `json:"time"`
AliasAccountReference string `json:"aliasAccountReference"`
AliasAccountType string `json:"aliasAccountType"`
}
type Customer struct {
BankCode string `json:"bankCode"`
SenderName string `json:"senderName"`
BankName string `json:"bankName"`
AccountNumber string `json:"accountNumber"`
}
// --- Core Logic ---
func main() {
hooksCron2()
}
func hooksCron2() {
payloadJSON := `
{
"event_type": "payment_success",
"requestId": "45f2dc2d-d559-4773-bba3-2d5ec17b2e20",
"data": {
"merchant": {
"walletId": "6756ff80aafe04a795f18b38",
"walletBalance": 6052,
"userId": "b7b10e81-e57d-41d0-8fdc-f4e23a132bbf"
},
"terminal": {},
"transaction": {
"aliasAccountNumber": "5343270516",
"fee": 5,
"sessionId": "IFAP-TRANSFER-46501-e0339485-1a2f-4b43-9bd5-fec9649e5928",
"type": "vact_transfer",
"transactionId": "API-VACT_TRA-B7B10-0435b274-807a-4bc7-8abe-9dbb4548fd7a",
"aliasAccountName": "ZAXBOX/EZENNA NWACHUKWU",
"responseCode": "",
"originatingFrom": "api",
"transactionAmount": 10,
"narration": "Habiblahi Hamzat Transfer 10.00 To ZAXBOX/EZENNA NWACHUKWU - Nomba",
"time": "2025-09-29T10:51:44Z",
"aliasAccountReference": "654f7c80bd4a510c90fb7f92",
"aliasAccountType": "VIRTUAL"
},
"customer": {
"bankCode": "090645",
"senderName": "Habiblahi Hamzat",
"bankName": "Nombank",
"accountNumber": "9617811496"
}
}
}`
signatureValue := "Kt9095hQxfgmVbx6iz7G2tPhHdbdXgLlyY/mf35sptw="
nombaTimeStamp := "2025-09-29T10:51:44Z"
secret := "HkatexKDZg7CLWy96q5sfrVHSvtoz92B"
mySig, err := generateSignature(payloadJSON, secret, nombaTimeStamp)
if err != nil {
log.Fatalf("Error generating signature: %v", err)
}
log.Printf("Generated signature [%s]", mySig)
log.Printf("Expected signature [%s]", signatureValue)
if strings.EqualFold(signatureValue, mySig) {
log.Println(">>>>>>> Signatures match <<<<<<<<<")
} else {
log.Println("<<<<<<<<< Signatures did not match >>>>>>>>>")
}
}
func generateSignature(payloadJSON, secret, timeStamp string) (string, error) {
var payload Payload
if err := json.Unmarshal([]byte(payloadJSON), &payload); err != nil {
return "", fmt.Errorf("error parsing JSON payload: %w", err)
}
transaction := payload.Data.Transaction
merchant := payload.Data.Merchant
transactionResponseCode := transaction.ResponseCode
if transactionResponseCode == "null" {
transactionResponseCode = ""
}
// Construct the exact signature payload as in Java
hashingPayload := fmt.Sprintf(
"%s:%s:%s:%s:%s:%s:%s:%s:%s",
payload.EventType,
payload.RequestID,
merchant.UserID,
merchant.WalletID,
transaction.TransactionID,
transaction.Type,
transaction.Time,
transactionResponseCode,
timeStamp,
)
log.Printf("::: payload to hash --> [%s] :::", hashingPayload)
// Generate HMAC SHA256 and encode Base64
h := hmac.New(sha256.New, []byte(secret))
h.Write([]byte(hashingPayload))
hash := h.Sum(nil)
return base64.StdEncoding.EncodeToString(hash), nil
}
CalculateHMAC.py
import json
import hmac
import hashlib
import base64
import logging
logging.basicConfig(level=logging.INFO, format="%(message)s")
def hooks_cron2():
try:
payload = """
{
"event_type": "payment_success",
"requestId": "45f2dc2d-d559-4773-bba3-2XXXXXXXXXX",
"data": {
"merchant": {
"walletId": "6756ff80aafe04a795f18b3XXXXXXXXXX",
"walletBalance": 6052,
"userId": "b7b10e81-e57d-41d0-8XXXXXXXXXX"
},
"terminal": {},
"transaction": {
"aliasAccountNumber": "5343270516",
"fee": 5,
"sessionId": "IFAP-TRANSFER-46501-e0339485-1a2f-4b43-9bXXXXXXXXXX",
"type": "vact_transfer",
"transactionId": "API-VACT_TRA-B7B10-0435b274-807a-4bc7-8abe-9dbXXXXXXXXXX",
"aliasAccountName": "SAMPLE/JOHN DOE",
"responseCode": "",
"originatingFrom": "api",
"transactionAmount": 10,
"narration": "John Doe Transfer 10.00 To ZAXBOX/EZENNA NWACHUKWU - Nomba",
"time": "2025-09-29T10:51:44Z",
"aliasAccountReference": "654f7c80bd4**10c90fb7f92",
"aliasAccountType": "VIRTUAL"
},
"customer": {
"bankCode": "090645",
"senderName": "John Doe",
"bankName": "Nombank",
"accountNumber": "0000000000"
}
}
}
"""
signature_value = "Kt9095hQxfgmVbx6iz7G2tPhHdbdXgLlyY/mf35sptw="
nomba_timestamp = "2025-09-29T10:51:44Z"
secret = "sampleScret"
my_sig = generate_signature(payload, secret, nomba_timestamp)
logging.info(f"Generated signature [{my_sig}]")
logging.info(f"Expected signature [{signature_value}]")
if signature_value.lower() == my_sig.lower():
logging.info(">>>>>>> Signatures match <<<<<<<<<")
else:
logging.info("<<<<<<<<< Signatures did not match >>>>>>>>>")
except Exception as ex:
logging.error(f"Error occurred while generating signature: {ex}")
def generate_signature(payload: str, secret: str, timestamp: str) -> str:
request_payload = json.loads(payload)
data = request_payload.get("data", {})
merchant = data.get("merchant", {})
transaction = data.get("transaction", {})
event_type = request_payload.get("event_type", "")
request_id = request_payload.get("requestId", "")
user_id = merchant.get("userId", "")
wallet_id = merchant.get("walletId", "")
transaction_id = transaction.get("transactionId", "")
transaction_type = transaction.get("type", "")
transaction_time = transaction.get("time", "")
transaction_response_code = transaction.get("responseCode", "")
if transaction_response_code == "null":
transaction_response_code = ""
# Construct the same hashing payload as in Java/Go
hashing_payload = f"{event_type}:{request_id}:{user_id}:{wallet_id}:{transaction_id}:{transaction_type}:{transaction_time}:{transaction_response_code}:{timestamp}"
logging.info(f"::: payload to hash --> [{hashing_payload}] :::")
# Compute HMAC-SHA256 and Base64 encode it
digest = hmac.new(secret.encode(), hashing_payload.encode(), hashlib.sha256).digest()
signature = base64.b64encode(digest).decode()
return signature
if __name__ == "__main__":
hooks_cron2()
CalculateHMAC.js
import crypto from "crypto";
async function hooksCron2() {
try {
const payload = `
{
"event_type": "payment_success",
"requestId": "45f2dc2d-d559-4773-bba3-2XXXXXXXXXX",
"data": {
"merchant": {
"walletId": "6756ff80aafe04XXXXXXXXXX",
"walletBalance": 6052,
"userId": "b7b10e81-**-**-**-f4e23a132bbf"
},
"terminal": {},
"transaction": {
"aliasAccountNumber": "5343270516",
"fee": 5,
"sessionId": "IFAP-TRANSFER-46501-e0339485-1a2f-4b43-9bd5-XXXXXXXXXX",
"type": "vact_transfer",
"transactionId": "API-VACT_TRA-B7B10-0435b274-807a-4bc7-8abe-9XXXXXXXXXX",
"aliasAccountName": "SAMPLE/JOHN DOE",
"responseCode": "",
"originatingFrom": "api",
"transactionAmount": 10,
"narration": "John Does Transfer 10.00 To SAMPLE/JOHN DOE - Nomba",
"time": "2025-09-29T10:51:44Z",
"aliasAccountReference": "sampleAccountReference",
"aliasAccountType": "VIRTUAL"
},
"customer": {
"bankCode": "090645",
"senderName": "John Does",
"bankName": "Nombank",
"accountNumber": "0000000000"
}
}
}`;
const signatureValue = "Kt9095hQxfgmVbx6iz7G2tPhHdbdXgLlyY/mf35sptw=";
const nombaTimeStamp = "2025-09-29T10:51:44Z";
const secret = "sampleSecret";
const mySig = generateSignature(payload, secret, nombaTimeStamp);
console.log(`Generated signature [${mySig}]`);
console.log(`Expected signature [${signatureValue}]`);
if (signatureValue.toLowerCase() === mySig.toLowerCase()) {
console.log(">>>>>>> Signatures match <<<<<<<<<<<");
} else {
console.log("<<<<<<<<< Signatures did not match >>>>>>>>>");
}
} catch (ex) {
console.error("Error occurred while generating signature:", ex.message);
}
}
function generateSignature(payload, secret, timeStamp) {
const requestPayload = JSON.parse(payload);
const data = requestPayload.data || {};
const merchant = data.merchant || {};
const transaction = data.transaction || {};
const eventType = requestPayload.event_type || "";
const requestId = requestPayload.requestId || "";
const userId = merchant.userId || "";
const walletId = merchant.walletId || "";
const transactionId = transaction.transactionId || "";
const transactionType = transaction.type || "";
const transactionTime = transaction.time || "";
let transactionResponseCode = transaction.responseCode || "";
if (transactionResponseCode === "null") {
transactionResponseCode = "";
}
const hashingPayload = `${eventType}:${requestId}:${userId}:${walletId}:${transactionId}:${transactionType}:${transactionTime}:${transactionResponseCode}:${timeStamp}`;
console.log(`::: payload to hash --> [${hashingPayload}] :::`);
const hmac = crypto.createHmac("sha256", secret);
hmac.update(hashingPayload);
const hash = hmac.digest("base64");
return hash;
}
// Run
hooksCron2();
CalculateHMAC.java
import com.fasterxml.jackson.annotation.JsonProperty;
import com.fasterxml.jackson.core.JsonProcessingException;
import com.fasterxml.jackson.databind.ObjectMapper;
import lombok.Data;
import lombok.extern.slf4j.Slf4j;
import javax.crypto.Mac;
import javax.crypto.spec.SecretKeySpec;
import java.util.Base64;
@Slf4j
public class NombaHooksRefactored {
private static final ObjectMapper objectMapper = new ObjectMapper();
public static void main(String[] args) throws Exception {
new NombaHooksRefactored().hooksCron2();
}
public void hooksCron2() {
try {
String payload = """
{
"event_type": "payment_success",
"requestId": "45f2dc2d-d559-4773-bba3-2XXXXXXXXXX",
"data": {
"merchant": {
"walletId": "6756ff80aafe04aXXXXXXXXXX",
"walletBalance": 6052,
"userId": "b7b10e81-**-**-**-f4e23a132bbf"
},
"terminal": {},
"transaction": {
"aliasAccountNumber": "5343270516",
"fee": 5,
"sessionId": "IFAP-TRANSFER-46501-***-1a2f-4b43-9bd5-fec964XXXXXXXXXX28",
"type": "vact_transfer",
"transactionId": "API-VACT_TRA-B7B10-0435b274-807a-4bc7-8XXXXXXXXXX",
"aliasAccountName": "SAMPLE/JOHN DOE",
"responseCode": "",
"originatingFrom": "api",
"transactionAmount": 10,
"narration": "John Doe Transfer 10.00 To ZAXBOX/EZENNA NWACHUKWU - Nomba",
"time": "2025-09-29T10:51:44Z",
"aliasAccountReference": "654f7c80bd4***0c90fb7f92",
"aliasAccountType": "VIRTUAL"
},
"customer": {
"bankCode": "090645",
"senderName": "John Doe",
"bankName": "Nombank",
"accountNumber": "0000000000"
}
}
}
""";
String signatureValue = "Kt9095hQxfgmVbx6iz7G2tPhHdbdXgLlyY/mf35sptw=";
String nombaTimeStamp = "2025-09-29T10:51:44Z";
String secret = "HkatexKDZg7CLWy96q5sfrVHSvtXXXXXXXXXXB";
HookPayload hookPayload = objectMapper.readValue(payload, HookPayload.class);
String mySig = generateSignature(hookPayload, secret, nombaTimeStamp);
log.info("Generated signature [{}]", mySig);
log.info("Expected signature [{}]", signatureValue);
if (signatureValue.equalsIgnoreCase(mySig)) {
log.info(">>>>>>> Signatures match <<<<<<<<<");
} else {
log.info("<<<<<<<<< Signatures did not match >>>>>>>>>");
}
} catch (Exception ex) {
log.error("Error occurred while generating signature. Error message [{}]", ex.getMessage(), ex);
}
}
public String generateSignature(HookPayload payload, String secret, String timeStamp) throws Exception {
var data = payload.getData();
var merchant = data.getMerchant();
var transaction = data.getTransaction();
String eventType = safe(payload.getEventType());
String requestId = safe(payload.getRequestId());
String userId = safe(merchant.getUserId());
String walletId = safe(merchant.getWalletId());
String transactionId = safe(transaction.getTransactionId());
String transactionType = safe(transaction.getType());
String transactionTime = safe(transaction.getTime());
String transactionResponseCode = safe(transaction.getResponseCode());
if ("null".equalsIgnoreCase(transactionResponseCode)) {
transactionResponseCode = "";
}
String hashingPayload = String.format(
"%s:%s:%s:%s:%s:%s:%s:%s:%s",
eventType, requestId, userId, walletId,
transactionId, transactionType, transactionTime,
transactionResponseCode, timeStamp
);
log.info("::: payload to hash --> [{}] :::", hashingPayload);
Mac sha256HMAC = Mac.getInstance("HmacSHA256");
SecretKeySpec secretKey = new SecretKeySpec(secret.getBytes(), "HmacSHA256");
sha256HMAC.init(secretKey);
byte[] hash = sha256HMAC.doFinal(hashingPayload.getBytes());
return Base64.getEncoder().encodeToString(hash);
}
private String safe(String value) {
return value == null ? "" : value;
}
}
// POJO Models (Strongly Typed Payload Classes)
import com.fasterxml.jackson.annotation.JsonProperty;
import lombok.Data;
@Data
public class HookPayload {
@JsonProperty("event_type")
private String eventType;
@JsonProperty("requestId")
private String requestId;
@JsonProperty("data")
private HookData data;
}
@Data
class HookData {
private Merchant merchant;
private Transaction transaction;
private Customer customer;
private Object terminal;
}
@Data
class Merchant {
private String walletId;
private Double walletBalance;
private String userId;
}
@Data
class Transaction {
private String transactionId;
private String type;
private String time;
private String responseCode;
}
@Data
class Customer {
private String bankCode;
private String senderName;
private String bankName;
private String accountNumber;
}
CalculateHMAC.cs
using System;
using System.Text;
using System.Text.Json;
using System.Text.Json.Serialization;
using System.Security.Cryptography;
public class HooksCron
{
public static void Main()
{
try
{
var payload = @"
{
""event_type"": ""payment_success"",
""requestId"": ""45f2dc2d-d559-4773-bba3-2XXXXXXXXXX"",
""data"": {
""merchant"": {
""walletId"": ""6756ff80aafe04a7XXXXXXXXXX"",
""walletBalance"": 6052,
""userId"": ""b7b10e81-e57d-41d0-8fdc-f4XXXXXXXXXX""
},
""terminal"": {},
""transaction"": {
""aliasAccountNumber"": ""5343270516"",
""fee"": 5,
""sessionId"": ""IFAP-TRANSFER-46501-e0339485-1a2f-4b43-9bd5-feXXXXXXXXXX28"",
""type"": ""vact_transfer"",
""transactionId"": ""API-VACT_TRA-B7B10-0435b274-807a-4bc7-8abe-XXXXXXXXXXd7a"",
""aliasAccountName"": ""ZAXBOX/EZENNA NWACHUKWU"",
""responseCode"": """",
""originatingFrom"": ""api"",
""transactionAmount"": 10,
""narration"": ""Habiblahi Hamzat Transfer 10.00 To ZAXBOX/EZENNA NWACHUKWU - Nomba"",
""time"": ""2025-09-29T10:51:44Z"",
""aliasAccountReference"": ""654XXXXXXXXXX92"",
""aliasAccountType"": ""VIRTUAL""
},
""customer"": {
""bankCode"": ""090645"",
""senderName"": ""Habiblahi Hamzat"",
""bankName"": ""Nombank"",
""accountNumber"": ""9617811496""
}
}
}";
var signatureValue = "Kt9095hQxfgmVbx6iz7G2tPhHdbdXgLlyY/mf35sptw=";
var nombaTimestamp = "2025-09-29T10:51:44Z";
var secret = "HkatexKDZg7CLWy96q5sfrVH92B";
// Deserialize payload into object model
var requestPayload = JsonSerializer.Deserialize<HookPayload>(payload);
var mySig = GenerateSignature(requestPayload, secret, nombaTimestamp);
Console.WriteLine($"Generated signature [{mySig}]");
Console.WriteLine($"Expected signature [{signatureValue}]");
if (string.Equals(signatureValue, mySig, StringComparison.OrdinalIgnoreCase))
{
Console.WriteLine(">>>>>>> Signatures match <<<<<<<<<");
}
else
{
Console.WriteLine("<<<<<<<<< Signatures did not match >>>>>>>>>");
}
}
catch (Exception ex)
{
Console.WriteLine($"Error occurred while generating signature. Error: {ex.Message}");
}
}
public static string GenerateSignature(HookPayload payload, string secret, string timestamp)
{
var data = payload.Data;
var merchant = data.Merchant;
var transaction = data.Transaction;
string eventType = payload.EventType ?? "";
string requestId = payload.RequestId ?? "";
string userId = merchant?.UserId ?? "";
string walletId = merchant?.WalletId ?? "";
string transactionId = transaction?.TransactionId ?? "";
string transactionType = transaction?.Type ?? "";
string transactionTime = transaction?.Time ?? "";
string transactionResponseCode = transaction?.ResponseCode ?? "";
if (transactionResponseCode == "null")
{
transactionResponseCode = "";
}
var hashingPayload = $"{eventType}:{requestId}:{userId}:{walletId}:{transactionId}:{transactionType}:{transactionTime}:{transactionResponseCode}:{timestamp}";
Console.WriteLine($"::: payload to hash --> [{hashingPayload}] :::");
using var hmac = new HMACSHA256(Encoding.UTF8.GetBytes(secret));
var hash = hmac.ComputeHash(Encoding.UTF8.GetBytes(hashingPayload));
var signature = Convert.ToBase64String(hash);
return signature;
}
}
#region Models
public class HookPayload
{
[JsonPropertyName("event_type")]
public string? EventType { get; set; }
[JsonPropertyName("requestId")]
public string? RequestId { get; set; }
[JsonPropertyName("data")]
public HookData Data { get; set; } = new();
}
public class HookData
{
[JsonPropertyName("merchant")]
public Merchant? Merchant { get; set; }
[JsonPropertyName("transaction")]
public Transaction? Transaction { get; set; }
[JsonPropertyName("customer")]
public Customer? Customer { get; set; }
[JsonPropertyName("terminal")]
public object? Terminal { get; set; }
}
public class Merchant
{
[JsonPropertyName("walletId")]
public string? WalletId { get; set; }
[JsonPropertyName("walletBalance")]
public decimal? WalletBalance { get; set; }
[JsonPropertyName("userId")]
public string? UserId { get; set; }
}
public class Transaction
{
[JsonPropertyName("transactionId")]
public string? TransactionId { get; set; }
[JsonPropertyName("type")]
public string? Type { get; set; }
[JsonPropertyName("time")]
public string? Time { get; set; }
[JsonPropertyName("responseCode")]
public string? ResponseCode { get; set; }
}
public class Customer
{
[JsonPropertyName("bankCode")]
public string? BankCode { get; set; }
[JsonPropertyName("senderName")]
public string? SenderName { get; set; }
[JsonPropertyName("bankName")]
public string? BankName { get; set; }
[JsonPropertyName("accountNumber")]
public string? AccountNumber { get; set; }
}
#endregion
This code samples is supported in php
CalculateHMAC.php
<?php
function hooksCron2() {
try {
$payload = <<<JSON
{
"event_type": "payment_success",
"requestId": "45f2dc2d-d559-4773-bba3-2XXXXXXXXXX",
"data": {
"merchant": {
"walletId": "6756ff80aafe04a7XXXXXXXXXX",
"walletBalance": 6052,
"userId": "b7b10e81-***-41d0-***-f4e23a132bbf"
},
"terminal": {},
"transaction": {
"aliasAccountNumber": "5343270516",
"fee": 5,
"sessionId": "IFAP-TRANSFER-46501-e0339485-1a2f-4b43-9bd5-XXXXXXXXXX8",
"type": "vact_transfer",
"transactionId": "API-VACT_TRA-B7B10-0435b274-807a-4bc7-8abe-XXXXXXXXXX",
"aliasAccountName": "SAMPLE/JOHN DOE",
"responseCode": "",
"originatingFrom": "api",
"transactionAmount": 10,
"narration": "Joh Doe Transfer 10.00 To SAMPLE/JOHN DOE - Nomba",
"time": "2025-09-29T10:51:44Z",
"aliasAccountReference": "654f7c80b****510c90f***2",
"aliasAccountType": "VIRTUAL"
},
"customer": {
"bankCode": "090645",
"senderName": "John Doe",
"bankName": "Nombank",
"accountNumber": "0000000000"
}
}
}
JSON;
$signatureValue = "Kt9095hQxfgmVbx6iz7G2tPhHdbdXgLlyY/mf35sptw=";
$nombaTimeStamp = "2025-09-29T10:51:44Z";
$secret = "SampleSecret";
$mySig = generateSignature($payload, $secret, $nombaTimeStamp);
echo "Generated signature [{$mySig}]\n";
echo "Expected signature [{$signatureValue}]\n";
if (strcasecmp($signatureValue, $mySig) === 0) {
echo ">>>>>>> Signatures match <<<<<<<<<\n";
} else {
echo "<<<<<<<<< Signatures did not match >>>>>>>>>\n";
}
} catch (Exception $ex) {
echo "Error occurred while generating signature: {$ex->getMessage()}\n";
}
}
function generateSignature($payload, $secret, $timeStamp) {
$requestPayload = json_decode($payload, true);
$data = $requestPayload['data'] ?? [];
$merchant = $data['merchant'] ?? [];
$transaction = $data['transaction'] ?? [];
$eventType = $requestPayload['event_type'] ?? '';
$requestId = $requestPayload['requestId'] ?? '';
$userId = $merchant['userId'] ?? '';
$walletId = $merchant['walletId'] ?? '';
$transactionId = $transaction['transactionId'] ?? '';
$transactionType = $transaction['type'] ?? '';
$transactionTime = $transaction['time'] ?? '';
$transactionResponseCode = $transaction['responseCode'] ?? '';
if ($transactionResponseCode === "null") {
$transactionResponseCode = '';
}
// Construct payload string same as Java's String.format(SIG_FORMAT, data, timeStamp)
$hashingPayload = sprintf(
"%s:%s:%s:%s:%s:%s:%s:%s:%s",
$eventType,
$requestId,
$userId,
$walletId,
$transactionId,
$transactionType,
$transactionTime,
$transactionResponseCode,
$timeStamp
);
echo "::: payload to hash --> [{$hashingPayload}] :::\n";
// Generate HMAC SHA256 and encode in Base64
$hash = hash_hmac('sha256', $hashingPayload, $secret, true);
return base64_encode($hash);
}
// Run
hooksCron2();
Idempotency in Nomba
Nomba allows you to pass an idempotency key using theX-Idempotent-key header. This helps prevent duplicate requests when the first request fails due to issues like network interruptions.
Although our system already handles idempotency internally, we recommend that you include an idempotency key when calling endpoints such as Bank Transfer.
For example, if a bank transfer request succeeds but the confirmation is lost, resending the same request with the same idempotency key ensures that:
- Only the first request is processed.
- A duplicate request will either return the original response if identical or throw an error if different.
Always use a unique idempotency key for each request. This is best practice to ensure consistent behavior.
package main
import (
"fmt"
"github.com/google/uuid"
)
func main() {
idempotentKey := uuid.New().String()
fmt.Println(idempotentKey)
}
const { v4: uuidv4 } = require('uuid');
const idempotentKey = uuidv4();
console.log(idempotentKey);
import uuid
idempotent_key = str(uuid.uuid4())
print(idempotent_key)
import java.util.UUID;
String idempotentKey = UUID.randomUUID().toString();
System.out.println(idempotentKey);
using System;
string idempotentKey = Guid.NewGuid().ToString();
Console.WriteLine(idempotentKey);
Retrying Failed Webhooks
When a webhook fails to deliver because the receiving server does not return a2XX status code, Nomba automatically retries the request using an exponential backoff policy. This approach spaces out retries with increasing delays, preventing your server from being overwhelmed while still ensuring delivery. Both 4XX client errors and 5XX server errors will trigger this retry flow. After the first failed attempt, Nomba will make up to five additional attempts to re-deliver the webhook.
The table below gives proper perspective into how failed webhooks would be retried.
| No of Retries | WaitTime (in Seconds) | WaitTime (in Mins) |
|---|---|---|
| 1 | 120 secs | 2 mins |
| 2 | 280 secs | ~ 5 mins |
| 3 | 640 secs | ~ 11 mins |
| 4 | 1440 secs | 24 mins |
| 5 | 3200 secs | ~ 53 mins |