{
	"action_type" : "pre-payout-auth",
	"action_id" : "d4cb8f5b-8ae5-432e-82c8-c17d6607bf2c",
	"version": "v1.1.0",
	"data" : {
		"terminal" : {
			"terminalId" : "2KUD1234",
			"serialNo" : "91201008993212",
			"pin": "0000",
			"signature": "plainKeyPassedByUserAndHashedWithMerchantSecretKey"
		},
		"transaction" : {
			"amount": 5000,
			"currency": "NGN",
			"source": "pos",
			"type": "transfer",
			"customerBillerId": "",
			"productId": "",
			"billerAccountName": ""
			"rrn": "***"
		},
		"account" : {
			"balance": 5000,
			"currency": "NGN",
			"id": "9ee1586d-3b14-4fcc-b9cf-4226d50f26de"
		}
	}
}

{
	"data": {
		"transaction": {
			"shouldActionProceed": true,
			"reasonCode": "00"
		}
	}
}

Pre-Balance Check

Intercept balance check requests to apply validation or custom logic.

​
Passed Data Object

​
action_type
string
required
The type of terminal action to perform (e.g., pre-payout-auth).
​
action_id
string
required
A unique identifier for this terminal action request.
​
version
string
required
API version to use (e.g., v1.1.0).
​
data
object
required
Contains the terminal, transaction, and account data for evaluation.

​
Expected response

​
data
object
required
Contains the decision outcome for the transaction.
reasonCode is a standard response identifier used in the Terminal Action API to communicate the outcome of a custom logic check. To see all of the supported reason code check here.
{
	"action_type" : "pre-payout-auth",
	"action_id" : "d4cb8f5b-8ae5-432e-82c8-c17d6607bf2c",
	"version": "v1.1.0",
	"data" : {
		"terminal" : {
			"terminalId" : "2KUD1234",
			"serialNo" : "91201008993212",
			"pin": "0000",
			"signature": "plainKeyPassedByUserAndHashedWithMerchantSecretKey"
		},
		"transaction" : {
			"amount": 5000,
			"currency": "NGN",
			"source": "pos",
			"type": "transfer",
			"customerBillerId": "",
			"productId": "",
			"billerAccountName": ""
			"rrn": "***"
		},
		"account" : {
			"balance": 5000,
			"currency": "NGN",
			"id": "9ee1586d-3b14-4fcc-b9cf-4226d50f26de"
		}
	}
}

{
	"data": {
		"transaction": {
			"shouldActionProceed": true,
			"reasonCode": "00"
		}
	}
}