curl --request POST \
  --url https://api.nomba.com/v2/transfers/wallet \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --header 'accountId: <accountid>' \
  --data '{
    "amount": 3500,
    "receiverAccountId": "890022ce-bae0-45c1-9b9d-ee7872e6ca27",
    "merchantTxRef": "UNQ_123abGGhh5546",
    "senderName": "Nightly Post",
    "narration": "Nice one"
  }'

const response = await fetch('https://api.nomba.com/v2/transfers/wallet', {
  method: 'POST',
  headers: {
    'Authorization': `Bearer ${accessToken}`,
    'Content-Type': 'application/json',
    'accountId': accountId,
  },
  body: JSON.stringify({
    amount: 3500,
    receiverAccountId: '890022ce-bae0-45c1-9b9d-ee7872e6ca27',
    merchantTxRef: 'UNQ_123abGGhh5546',
    senderName: 'Nightly Post',
    narration: 'Nice one',
  }),
});

const { code, data } = await response.json();
if (code !== '00') throw new Error(`Wallet transfer failed: ${code}`);
// P2P transfers complete synchronously — no PENDING_BILLING status

import requests

response = requests.post(
    'https://api.nomba.com/v2/transfers/wallet',
    headers={
        'Authorization': f'Bearer {access_token}',
        'Content-Type': 'application/json',
        'accountId': account_id,
    },
    json={
        'amount': 3500,
        'receiverAccountId': '890022ce-bae0-45c1-9b9d-ee7872e6ca27',
        'merchantTxRef': 'UNQ_123abGGhh5546',
        'senderName': 'Nightly Post',
        'narration': 'Nice one',
    },
)

result = response.json()
if result['code'] != '00':
    raise Exception(f"Wallet transfer failed: {result['code']}")
# P2P transfers complete synchronously — no PENDING_BILLING status

{
  "code": "00",
  "description": "Success",
  "data": {
    "amount": 5502,
    "meta": {
      "merchantTxRef": "3JVW2xJCjj443oannREBuTaXDdji",
      "api_client_id": "6a7bed88-7c93-4a1c-a445-f88edbca6489",
      "api_account_id": "01a10aeb-d989-460a-bbde-9842f2b4320f",
      "rrn": "230908151711"
    },
    "fee": 50,
    "timeCreated": "2023-09-08T14:17:13.634Z",
    "id": "API-P2P-C24AD-a6443bf0-011c-4bc2-b739-4a2e33e2a27b",
    "type": "p2p",
    "status": "SUCCESS"
  }
}