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Perform bank transfers from the parent account

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POST /v2/transfers/bank

⚠️ Rate Limit Notice:
Users are restricted to 5 bank transfers to the same recipient per minute. 
curl --request POST \
  --url https://api.nomba.com/v2/transfers/bank \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --header 'accountId: <accountid>' \
  --data '{
    "amount": 3500,
    "accountNumber": "055472814",
    "accountName": "M.A Animashaun",
    "bankCode": "058",
    "merchantTxRef": "UNQ_123abGGhh5546",
    "senderName": "Nightly Post",
    "narration": "Nice One"
  }'

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Request body

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amount
number
required
The amount to be transferred.
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accountNumber
string
required
The destination bank account number.
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accountName
string
required
The name on the account.
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bankCode
string
required
The code of the recipient bank.
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merchantTxRef
string
required

Unique reference used to track a transaction from an external process.

This is an idempotency key and must be unique per transaction. It cannot be reused once a transfer has been initiated.

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senderName
string
required
The sender’s name.
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narration
string
The narration for this transfer (NB: This will be appended to the normal system generated narration).

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Response body

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id
string
required
The transfer ID.
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status
string
required
The transaction status.
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type
string
required
The transaction type.
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amount
number
required
The transfer amount.
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fee
number
The transfer fee.
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source
string
Payment source (e.g., “api”).
​
sourceUserId
string
The user who initiated the transfer.
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customerBillerId
string
The biller account ID.
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productId
string
Product code for the transfer.
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meta
object
required
Additional transaction metadata.
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userId
string
Associated user ID.
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timeCreated
string
required
Creation timestamp.